Property Damage and Personal Injury Coverage
All basic motorcycle insurance policies include some form of coverage for bodily injuries and property damage. If you or a passenger on your motorcycle are injured while out on the road, then the insurance will cover some or all of the medical expenses. The amount of coverage that you need for bodily injuries varies by state, and that is why you should work with an experienced agent who understands all local laws and regulations. Your insurance will also cover some or all of the expenses for property damage. That includes damage to your motorcycle, other vehicles, and public property.